CALL US TODAY 323.455.4961

Your Local, Independent Insurance Agents

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

Click Here

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

Click Here

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

Click Here

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

Click Here

We’re contracted and Medicare certified with 40+ companies including but not limited to these carriers. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

What do we do?

We’re independent insurance agents and it’s our goal to make complicated insurance subjects easy for you to understand.

We’ll educate you (as much as you want to be educated), analyze your current situation, find out what’s important to YOU and design the right plan that fits YOUR needs.  Whether it is Medicare, Individual and Family plans (ObamaCare) or Employer Group Insurance, we know our way around the Health Exchange, understand the rules/regulations and keep an eye on finding the best solutions for you, your family or your employees.

And the best part, we do NOT charge any additional broker fees for our services! We accept whatever commissions the insurance carriers pays, if we place you in a plan. The premium you pay will never be more than going direct to the insurer and if you are in the right plan already, we’ll let you know that, too!

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

SCHEDULE A CALL TODAY

REVIEWS

“We used Debbie for my husband’s Medicare options and she was great. She explained everything so clearly and is so knowledgeable. I have referred her to many people. We are now using her again to help me signing up for Medicare. She walks you through all the steps and helps you choose the plan that works for you. She does not pressure you in any way. Just explains everything and answers all your questions. She is such a great help.“

 

Pam P.

“Melinda has been helping me find the right insurance plan for many years, first as a single person, a married couple and now a family of 3!

She and her team are always a pleasure to work with but recently Angelique really went above and beyond to help me with a very complicated situation. Soon after my baby was born, I had a major mix up with our insurance company and Covered California that was a huge mess! As a new mom, I had very little extra brain power to deal with it. I am beyond thankful that Angelique worked so hard to help clear everything up and get things back on track for our family. She has been so kind, smart, thoughtful, and thorough. If it weren’t for her, I honestly don’t know what I would’ve done. Thank you a million times Angelique!! ”

 

BB E.

“Debbie and Melinda are a great team. They really care about each individual and have the vast knowledge to get the best plan for your needs. They are absolutely fantastic and very experienced. ”

 

Shay G.

“Debbie Hoffman’s services are exceptional! She helped me through the maze of medicare options with professionalism, knowledge, care, and excellent service all around. She is the real deal! Very patient too with all of my questions! I recommend highly.”

 

Susan H.

“Debbie and her office are top notch! Navigating through Covered CA on my own would have been a nightmare, especially while having a baby on the way, but she made it all SO much easier. I really do not know how I would have handled it without her!! She walked us through our options and gave us personalized advice and service that you rarely get these days. She was making calls for us and answering any questions we had. I made the mistake of calling Covered CA directly, as to not bother Debbie, which ended up being a huge hassle and getting nowhere. After that she would always remind us to just call her, not Covered CA, if we had a question or needed something, no matter how small. If she wasn’t sure, she would find out and get back to us quickly. This kind of service almost does not exist in this day in age! I would recommend her to any family and friends and to anyone! Debbie and her office deserve the 5 stars and then some! ”

 

Nicole H.

“Debbie is genuinely the most caring and knowledgeable insurance broker you’ll ever meet. She takes the time to understand what you are looking for and clearly explains all possible options so you feel confident and educated with your decisions. She’ll answer any questions you might have and ensures the whole process is very smooth. I trust Debbie 100% and recommend her to everyone. I can’t say enough positive things about Debbie and her team, as they are the BEST!!”

 

L.C

“When I moved to a new zip code, my premiums more than doubled to over $900/month. No way I could swing that, but I was dreading the process of contacting a broker. If I had known that working with Debbie was going to be so enjoyable and easy, I would have contacted her a long time ago. I’m going through a major career transition and needed to find an affordable plan through Covered California. The process was painless. I can relax knowing that next year I will have an affordable plan that meets my health needs and Debbie will be ready to help me transition when I no longer need the subsidy. She even helped me find a doctor in my new community and had insight into which services in my new town were well rated. Truly, service as good as it gets!”

 

Alicia D.

Meet Debbie Hoffman

Founder, CEO and Insurance Agent

Debbie Hoffman, the founder and CEO of HIR, is known for helping thousands of individuals, families and employers navigate the confusing world of insurance. With the heart of an educator and an innate ability to make complicated subjects easy-to-understand, she manages to uncover the best insurance solutions for her clients’ particular needs. As a former financial advisor, she is known for her extensive tax and financial knowledge which she uses to put her clients in a better health and wealth position than before they met.

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

SCHEDULE A CALL TODAY

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Office

1219 Morningside Drive Manhattan Beach, CA 90266

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1116 E Prosperity Ave,
#111
Tulare, CA 93274

DETAILS

Licensed Insurance Agents in AZ, CA, CO, FL, GA, IA, ID, IN, KY, LA, ME, MI, MO, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA

CA INSURANCE LICENSES:

HIR Insurance Agency: 0N01438
Debra Hoffman: 0D06149
Melinda Gann: 0L96681
Oscar Garcia: 4002460
Linda Hirsch: 0I55811