Your Local, Independent Insurance Agents

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

We’re contracted and Medicare certified with 40+ companies including but not limited to these carriers. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

What do we do?

We’re independent insurance agents and it’s our goal to make complicated insurance subjects easy for you to understand.

We’ll educate you (as much as you want to be educated), analyze your current situation, find out what’s important to YOU and design the right plan that fits YOUR needs.  Whether it is Medicare, Individual and Family plans (ObamaCare) or Employer Group Insurance, we know our way around the Health Exchange, understand the rules/regulations and keep an eye on finding the best solutions for you, your family or your employees.

And the best part, we do NOT charge any additional broker fees for our services! We accept whatever commissions the insurance carriers pays, if we place you in a plan. The premium you pay will never be more than going direct to the insurer and if you are in the right plan already, we’ll let you know that, too!

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

REVIEWS

With my insurance drastically increasing, I wanted to explore Covered California and its options. A friend had recommended Melinda at HIR, so I reached out. She and team member, Krissy, really helped me navigate all of my options and found better coverage for me…at a much lower rate. They made this process really easy and fast too. I highly recommend HIR if you are in the market to find better rates!”

Ryan F.

“Debbie and her team at HIR have been an invaluable resource for dealing with our health insurance needs for many years. HIR are so knowledgeable and really take the time to find the best possible plans for our family. Year on year we feel so comfortable knowing they really have their clients best interests at heart. I thoroughly recommend them. Truly worth a call – you’ll be amazed at their service, value and understanding of health insurance options!”

Fiona B.

“Melinda Gann had given me very good service for years. Even when I got a health insurance again from my job, she helped me pick the best plan. Definitely talk to her if you’re between insurances at work or want supplemental insurance.”

 

Charlie H.

“A friend of mine referred them to me and I am happy I was. Melinda was an amazing representative. She helped me get the best insurance that I can afford, give me all information I needed, answered my question and had patience with me. I would let everyone that I know about this agency! Will recommend, 10/10 and will continue to partner up with them. Thank you :)”

 

 

Daisy O.

“I have used HIR Insurance now for several years. The invaluable information that Debbie has imparted to me regarding both insurance and Social Security has been invaluable to me. Her knowledge is always current. I appreciate her remembering my life situation and needs, advising me on the best options to suit me.

I have always been so happy with the decisions made after speaking with both she and her team and will continue to rely on their expertise!”

 

 

Pamela P.

So very helpful on all levels of insurance, but health insurance a necessity! Professional and good people work here! Give them a call…you will be very satisfied with the knowledge and professional qualities from everyone at HIR Insurance Agency. Thanks for your help…5 star rating from me.

 

Diane R.

I came to Melinda during a very vulnerable time. I needed a major surgery, and I didn’t know how I would get it covered by my insurance–especially since I am self-employed. A friend referred me to Melinda, who listened to me with so much compassion. She switched me to the best insurance plan I could get, lowered my monthly premium, and made me feel so deeply supported.

90% of my surgery was covered by my insurance, and I received such great care without having to spend as much as I anticipated. It makes a huge difference to go to an agency where everyone cares. I am so grateful for Melinda and HIR Insurance Agency, and I highly recommend them to anyone who needs help navigating the insurance enrollment process. Thank you for making my life so much easier!”

 

Jaqueline O.

I’ve been using HIR insurance for my healthcare needs for the last 7 years. Melinda and her team are fantastic! They take the worry out of finding good healthcare and they have affordable plan options. I’m always recommending them.

 

Lee P.

When our existing plan increased by $300 per month, Debbie Hoffman and Melinda Gann offered my husband and I some options this year which saved us money and were better options than we could find ourselves. Their experience with the various companies and advise was invaluable!

 

Abby W.

With our confusion over Covered California and it’s multitude of choices/ options we needed a professional to help my wife and I get the best coverage for us. We were so lucky to find the office of Debbie Hoffman to help! It’s not a wonder that the Yelpers are all giving 5 stars as we got the same high service and expertise to make this a breeze. We want to thank Melinda Gann for kindness and thoroughness in helping us understand Covered CA and ACA. She is well versed in all facets of medical coverage and explained everything in fine detail to us. We were extremely happy in just having to do things by phone as well. Our provider details arrived as she foretold us and we’re set for the insurance coverage we need! Thank you again!

 

Justin C.

I was introduced to Debbie through my mom during the first trimester of my pregnancy. I was on Medi-Cal, but was never really able to use it as it was issued to me in a different county over 300 mikes away from where I currently lived. There were lots of complications getting my insurance figured out in order for me to receive prenatal care. I had been on the phone with several offices during a span of 2-3 weeks spending several hours on the phone a day with Covered California, Medi-Cal, and MCAP- absolutely no one knew what they were doing. I was trying to figure out how to get the care I needed and my insurance sorted out so I could see a doctor in my county. But no one was able to help. Debbie walked me through the steps and got me insured within an hour. She was sweet, considerate, and had great advice all the way through. I don’t know what I would’ve done without her. I highly suggest working with her if you have any problems with healthcare especially Covered California or Medi-Cal.

 

Meagan B.

Debbie is genuinely the most caring and knowledgeable insurance broker you’ll ever meet. She takes the time to understand what you are looking for and clearly explains all possible options so you feel confident and educated with your decisions. She’ll answer any questions you might have and ensures the whole process is very smooth. I trust Debbie 100% and recommend her to everyone. I can’t say enough positive things about Debbie and her team, as they are the BEST!!

 

L.C.

Hi everyone! This is Toni with an overdue thank you for all your help with my retirement. I retired in June. My Medicare part A & part B and all went perfectly, ALL THANKS TO ALL OF YOU, especially DEBBIE! I could not have accomplished any of it without all of you. I thank you wholeheartedly. I have had a few difficult days due to bereavement of my husband. I’m in therapy and coping as well as possible. I highly recommend your service to everyone. I hope things are going well with your families and yourselves. Thank you again.

 

Toni

Meet Debbie Hoffman

Founder, CEO and Insurance Agent

Debbie Hoffman, the founder and CEO of HIR, is known for helping thousands of individuals, families and employers navigate the confusing world of insurance. With the heart of an educator and an innate ability to make complicated subjects easy-to-understand, she manages to uncover the best insurance solutions for her clients’ particular needs. As a former financial advisor, she is known for her extensive tax and financial knowledge which she uses to put her clients in a better health and wealth position than before they met.

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

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Fax

866.838.9719

Office

1219 Morningside Drive Manhattan Beach, CA 90266

Mailing

1116 E Prosperity Ave,
#111
Tulare, CA 93274

DETAILS

Licensed Insurance Agents in AZ, CA, CO, FL, GA, IA, ID, IN, KY, LA, ME, MI, MO, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA

CA INSURANCE LICENSES:

HIR Insurance Agency: 0N01438
Debra Hoffman: 0D06149
Melinda Gann: 0L96681
Oscar Garcia: 4002460
Linda Hirsch: 0I55811
Crissy Orona: 4214890