Your Local, Independent Insurance Agents

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

We’re contracted and Medicare certified with 40+ companies including but not limited to these carriers. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

What do we do?

We’re independent insurance agents and it’s our goal to make complicated insurance subjects easy for you to understand.

We’ll educate you (as much as you want to be educated), analyze your current situation, find out what’s important to YOU and design the right plan that fits YOUR needs.  Whether it is Medicare, Individual and Family plans (ObamaCare) or Employer Group Insurance, we know our way around the Health Exchange, understand the rules/regulations and keep an eye on finding the best solutions for you, your family or your employees.

And the best part, we do NOT charge any additional broker fees for our services! We accept whatever commissions the insurance carriers pays, if we place you in a plan. The premium you pay will never be more than going direct to the insurer and if you are in the right plan already, we’ll let you know that, too!

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

REVIEWS

So very helpful on all levels of insurance, but health insurance a necessity! Professional and good people work here! Give them a call……you will be very satisfied with the knowledge and professional qualities from everyone at HIR Insurance Agency. Thanks for your help…………5 star rating from me.

 

Diane R.

I came to Melinda during a very vulnerable time. I needed a major surgery, and I didn’t know how I would get it covered by my insurance–especially since I am self-employed. A friend referred me to Melinda, who listened to me with so much compassion. She switched me to the best insurance plan I could get, lowered my monthly premium, and made me feel so deeply supported.

90% of my surgery was covered by my insurance, and I received such great care without having to spend as much as I anticipated. It makes a huge difference to go to an agency where everyone cares. I am so grateful for Melinda and HIR Insurance Agency, and I highly recommend them to anyone who needs help navigating the insurance enrollment process. Thank you for making my life so much easier!”

 

Jaqueline O.

Debbie and Melinda and staff are so awesome they help me with my account so many times

 

Ken

When our existing plan increased by $300 per month, Debbie Hoffman and Melinda Gann offered my husband and I some options this year which saved us money and were better options than we could find ourselves. Their experience with the various companies and advise was invaluable!

 

Abby W.

With our confusion over Covered California and it’s multitude of choices/ options we needed a professional to help my wife and I get the best coverage for us. We were so lucky to find the office of Debbie Hoffman to help! It’s not a wonder that the Yelpers are all giving 5 stars as we got the same high service and expertise to make this a breeze. We want to thank Melinda Gann for kindness and thoroughness in helping us understand Covered CA and ACA. She is well versed in all facets of medical coverage and explained everything in fine detail to us. We were extremely happy in just having to do things by phone as well. Our provider details arrived as she foretold us and we’re set for the insurance coverage we need! Thank you again!

 

Justin C.

I was introduced to Debbie through my mom during the first trimester of my pregnancy. I was on Medi-Cal, but was never really able to use it as it was issued to me in a different county over 300 mikes away from where I currently lived. There were lots of complications getting my insurance figured out in order for me to receive prenatal care. I had been on the phone with several offices during a span of 2-3 weeks spending several hours on the phone a day with Covered California, Medi-Cal, and MCAP- absolutely no one knew what they were doing. I was trying to figure out how to get the care I needed and my insurance sorted out so I could see a doctor in my county. But no one was able to help. Debbie walked me through the steps and got me insured within an hour. She was sweet, considerate, and had great advice all the way through. I don’t know what I would’ve done without her. I highly suggest working with her if you have any problems with healthcare especially Covered California or Medi-Cal.

 

Meagan B.

Debbie is genuinely the most caring and knowledgeable insurance broker you’ll ever meet. She takes the time to understand what you are looking for and clearly explains all possible options so you feel confident and educated with your decisions. She’ll answer any questions you might have and ensures the whole process is very smooth. I trust Debbie 100% and recommend her to everyone. I can’t say enough positive things about Debbie and her team, as they are the BEST!!

 

L.C.

Meet Debbie Hoffman

Founder, CEO and Insurance Agent

Debbie Hoffman, the founder and CEO of HIR, is known for helping thousands of individuals, families and employers navigate the confusing world of insurance. With the heart of an educator and an innate ability to make complicated subjects easy-to-understand, she manages to uncover the best insurance solutions for her clients’ particular needs. As a former financial advisor, she is known for her extensive tax and financial knowledge which she uses to put her clients in a better health and wealth position than before they met.

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

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Fax

866.838.9719

Office

1219 Morningside Drive Manhattan Beach, CA 90266

Mailing

1116 E Prosperity Ave,
#111
Tulare, CA 93274

DETAILS

Licensed Insurance Agents in AZ, CA, CO, FL, GA, IA, ID, IN, KY, LA, ME, MI, MO, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA

CA INSURANCE LICENSES:

HIR Insurance Agency: 0N01438
Debra Hoffman: 0D06149
Melinda Gann: 0L96681
Oscar Garcia: 4002460
Linda Hirsch: 0I55811