We’re contracted and Medicare certified with 40+ companies including but not limited to these carriers.











What do we do?
We’re independent insurance agents and it’s our goal to make complicated insurance subjects easy for you to understand.
We’ll educate you (as much as you want to be educated), analyze your current situation, find out what’s important to YOU and design the right plan that fits YOUR needs. Whether it is Medicare, Individual and Family plans (ObamaCare) or Employer Group Insurance, we know our way around the Health Exchange, understand the rules/regulations and keep an eye on finding the best solutions for you, your family or your employees.
Are you curious about what we can do for you?
Schedule a complimentary,
no-obligation call with us.
CA Individual and Family Plan Open Enrollment Ends In...
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REVIEWS

Meet Debbie Hoffman
Founder, CEO and Insurance Agent
Debbie Hoffman, the founder and CEO of HIR, is known for helping thousands of individuals, families and employers navigate the confusing world of insurance. With the heart of an educator and an innate ability to make complicated subjects easy-to-understand, she manages to uncover the best insurance solutions for her clients’ particular needs. As a former financial advisor, she is known for her extensive tax and financial knowledge which she uses to put her clients in a better health and wealth position than before they met.
Are you curious about what we can do for you?
Schedule a complimentary,
no-obligation call with us.
FREE INFORMATION
Insurance can be confusing! We’ve created 3 simple videos to help you gain clarity on what you need.
You will learn:
- The Top Individual Health Insurance Traps to Avoid
- The Top MediCare Pitfalls to Avoid
- Why You Should or Shouldn’t Offer an Employer Group Health Plan

Recent Articles
How To Enroll In Medicare when the Social Security offices are closed
What's a person to do? You need to apply for Medicare but because of COVID-19, the Social Security offices are closed. If you were born in the US and turning 65, no problem...see below for online instructions. But if you fit into one of these categories, you have...
COVID-19 – HELP FOR INDIVIDUALS AND BUSINESSES. ‘CARES ACT’ PASSES!
UPDATED AS OF 4/30/20, SBA.GOV and UNEMPLOYMENT COVID-19 RELIEF OPTIONS AND APPLICATIONS Debbie explains your Cares Act funding Options Small businesses and independent contractors have lots of questions about what they are eligible for and how to apply. You have...
2020 ObamaCare/CoveredCA Open Enrollment deadline update
CA Assembly Bill 1309 just passed extending the deadline to enroll into a health insurance plan for 2020! 2020 Open Enrollment for Individual and Family plans ON EXCHANGE (CoveredCA) is now officially extended through January 31, 2020. If you obtain your health plan...
Fax
866.838.9719
Office
1219 Morningside Drive Manhattan Beach, CA 90266
Mailing
214 Main Street, #496
El Segundo, CA 90245
DETAILS
Licensed Insurance Agents in CA, AZ, CO, FL, GA, LA, ME, MI, NE, NV, OR, TN, TX, VA, WA
HIR Insurance Agency CA Insurance License #: 0N91438
Debra Hoffman CA Insurance Insurance License #: 0D06149
Melinda Gann Insurance CA Insurance License #: 0L96681
Oscar Garcia Insurance CA Insurance License #: 4002460