Your Local, Independent Insurance Agents

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

from obamacare to medicare, we care!

Making insurance easy to understand, providing ethical,
un-biased guidance at no extra cost to you!

It’s EASY, call 323.455.4961 or click here to send us an email.

We’re contracted and Medicare certified with 40+ companies including but not limited to these carriers. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

What do we do?

We’re independent insurance agents and it’s our goal to make complicated insurance subjects easy for you to understand.

We’ll educate you (as much as you want to be educated), analyze your current situation, find out what’s important to YOU and design the right plan that fits YOUR needs.  Whether it is Medicare, Individual and Family plans (ObamaCare) or Employer Group Insurance, we know our way around the Health Exchange, understand the rules/regulations and keep an eye on finding the best solutions for you, your family or your employees.

And the best part, we do NOT charge any additional broker fees for our services! We accept whatever commissions the insurance carriers pays, if we place you in a plan. The premium you pay will never be more than going direct to the insurer and if you are in the right plan already, we’ll let you know that, too!

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

REVIEWS

Debbie and Melinda and staff are so awesome they help me with my account so many times

 

Ken K.

I  am very grateful to Mr. Garcia at HIR for helping my son and myself with choosing our health insurance. Mr. Garcia is very knowledgeable and very generous with the time he gives his clients. He guided me through the complicated process and gave me great advice. The office staff that I was in contact with are very kind and professional. Thank you for the great service.”

 

Afsaneh E.

Debbie Hoffman and her team has helped me, my family and my friends with all of their med insurance needs. Looking for the best, you found her! They all go above and beyond for their clients. So glad I found her.

 

Marla M.

“Ms. Debbie helped me with my Medicare questions, Big time. I was completely loss. I am so glad she knows all about it and all the options. Thanks again Ms. Debbie”

 

Susan R.

Debbie Hoffman is a miracle worker! Guided me through social security and got me to the best Medicare! She knows long-term care, disability, all of it. One-stop shot! Plus she’s kind and caring and makes you feel smart while she shares info FOR YOU! Refer your friends. They will love you.

 

Mimi D.

I was introduced to Debbie through my mom during the first trimester of my pregnancy. I was on Medi-Cal, but was never really able to use it as it was issued to me in a different county over 300 mikes away from where I currently lived. There were lots of complications getting my insurance figured out in order for me to receive prenatal care. I had been on the phone with several offices during a span of 2-3 weeks spending several hours on the phone a day with Covered California, Medi-Cal, and MCAP- absolutely no one knew what they were doing. I was trying to figure out how to get the care I needed and my insurance sorted out so I could see a doctor in my county. But no one was able to help. Debbie walked me through the steps and got me insured within an hour. She was sweet, considerate, and had great advice all the way through. I don’t know what I would’ve done without her. I highly suggest working with her if you have any problems with healthcare especially Covered California or Medi-Cal.

 

Meagan B.

When our existing plan increased by $300 per month, Debbie Hoffman and Melinda Gann offered my husband and I some options this year which saved us money and were better options than we could find ourselves. Their experience with the various companies and advise was invaluable!

 

Abby W.

Meet Debbie Hoffman

Founder, CEO and Insurance Agent

Debbie Hoffman, the founder and CEO of HIR, is known for helping thousands of individuals, families and employers navigate the confusing world of insurance. With the heart of an educator and an innate ability to make complicated subjects easy-to-understand, she manages to uncover the best insurance solutions for her clients’ particular needs. As a former financial advisor, she is known for her extensive tax and financial knowledge which she uses to put her clients in a better health and wealth position than before they met.

Are you curious about what we can do for you?

Schedule a complimentary,

no-obligation call with us.

Recent Articles

First 10 Meds to be negotiated for Medicare

First 10 Meds to be negotiated for Medicare

You've probably heard that Medicare will begin negotiations with drug manufacturers...woohoo! Well, don't throw the confetti quite yet. Yes, they will begin negotiations but it's only 10 meds the first year. According to Drugs.com, there are over 24,000 medications!...

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Fax

866.838.9719

Office

1219 Morningside Drive Manhattan Beach, CA 90266

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1116 E Prosperity Ave,
#111
Tulare, CA 93274

DETAILS

Licensed Insurance Agents in AZ, CA, CO, FL, GA, IA, ID, IN, KY, LA, ME, MI, MO, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA

CA INSURANCE LICENSES:

HIR Insurance Agency: 0N01438
Debra Hoffman: 0D06149
Melinda Gann: 0L96681
Oscar Garcia: 4002460
Linda Hirsch: 0I55811